Why I Personally Use SafetyWing as a Remote Worker Living in Thailand
Working remotely in Thailand has been one of the best decisions I’ve ever made — but one thing you quickly learn as an expat, traveler, or digital nomad is that you need reliable travel medical insurance.
After comparing dozens of options, I chose SafetyWing, and it’s the only insurance I’ve continued using long-term. It’s affordable, flexible, easy to manage, and designed specifically for digital nomads, long-term travelers, and families living abroad.
Today, I’m sharing why I personally use SafetyWing, how it works for families, and why it’s one of the best choices for anyone planning to live or work abroad.
Affiliate Link:
👉 https://safetywing.com/?referenceID=26404769&utm_source=26404769&utm_medium=Ambassador
(This is the plan I personally use.)
What Makes SafetyWing Different?
Unlike traditional insurance, SafetyWing was created for people like us — remote workers, long-term travelers, families abroad, and digital nomads hopping from country to country.
Here’s what sets it apart:
✔ 1. It’s the Most Cost-Effective Travel Medical Insurance
Traditional travel insurance can cost $150–$400 per month depending on age, destination, and duration.
SafetyWing starts at around $40–$45 per month, and still covers:
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Emergency medical care
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Hospitalization
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Unexpected illness
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Injury
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Travel delays
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Lost luggage
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Emergency evacuation
For the price, nothing else compares.
✔ 2. You Can Add Kids For Free (Huge Benefit!)
One of the biggest reasons families choose SafetyWing is that 1 child under 10 years old per adult is covered for free.
That means:
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1 adult = 1 free child
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2 adults = 2 free children
This single benefit saves families hundreds per month compared to traditional family travel insurance.
✔ 3. You’re Covered in Every Country Except the U.S.
You can travel to almost any country and still be covered. This is perfect for:
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Long-term travelers
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Digital nomads
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Remote workers
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Families relocating abroad
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Backpackers moving through multiple countries
The only exclusion is the United States, which requires a separate add-on due to extremely high medical costs.
But for Asia, Europe, and most of the world — you’re fully covered.
✔ 4. Ideal for Thailand — Safe, Affordable, and Reliable
Because I live in Thailand, I can confidently say that SafetyWing works extremely well here.
Why?
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Thailand has excellent private hospitals
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Treatment costs are much lower than Western countries
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SafetyWing reimburses or covers emergency medical care
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It’s easy to submit claims
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It’s designed for people living abroad long-term
Many digital nomads and families choose Thailand because of the quality of healthcare — and SafetyWing makes it even more affordable.
✔ 5. You Can Start or Cancel Anytime
No contracts.
No minimum stay.
No long-term commitment.
Just start your coverage when you need it — and stop when you don’t.
This is perfect for digital nomads who move frequently.
What SafetyWing Covers (In Simple Terms)
Medical Coverage
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Unexpected illness
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Accidents and injuries
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Emergency hospital care
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Prescription drugs
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Emergency surgeries
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Travel-related illnesses
Travel Coverage
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Lost checked luggage
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Travel delays
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Trip interruption
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Emergency evacuation
Doesn’t Cover
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Routine health checkups
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Pre-existing conditions (unless stable)
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Cosmetic or elective procedures
My Experience Using SafetyWing in Thailand
Living in Thailand as a remote worker, I knew I needed something affordable but reliable — especially because emergencies can happen anytime. The traffic accidents here can be brutal and we frequently travel by tuktuks and scooters which increases our risk of injury.
What I love most about SafetyWing:
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It auto-renews monthly, like a subscription
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It’s extremely affordable for long-term stays
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Thailand healthcare is top-tier, so coverage goes far
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I don’t worry when moving between countries
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Claim submission is online & straightforward
It simply fits the digital nomad lifestyle better than any traditional insurer.
Is SafetyWing Good for Families Living Abroad? (YES!)
SafetyWing is one of the best insurance options for families overseas, especially in Southeast Asia.
Why families love it:
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Kids under 10 included for free
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Affordable monthly price
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Coverage works in most countries globally
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No need to constantly update or change plans
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Private hospitals in Thailand happily accept international insurance
For digital nomad parents or expats — this is a huge money saver.
How Much Does SafetyWing Cost?
Depending on age and coverage, it’s usually:
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$40–$45/month (18–39 years old)
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$70–$79/month (40–49 years old)
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Kids under 10 free as add-ons
Compare this to travel insurance that costs $150–$300 per adult — SafetyWing wins every time.
Is SafetyWing Worth It in 2025? (My Honest Answer)
If you:
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Travel long-term
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Work remotely
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Live abroad for months or years
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Move between countries often
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Want affordable, flexible coverage
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Have kids
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Need basic medical + emergency coverage
Then YES — SafetyWing is absolutely worth it.
It’s budget-friendly, reliable, and built for the digital nomad lifestyle.
👉 Sign Up for SafetyWing Here
https://safetywing.com/?referenceID=26404769&utm_source=26404769&utm_medium=Ambassador